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Payment policy

The following Payments Policy ("Policy") applies to all users and details how your payments are made and received by Touched Be Blessed Service Incorporated ("we" or "us" or "our" or other similar pronouns) in connection with our website located at touchedbeblessedservices.com (the "Site"), and other product and service sales provided by Touched Be Blessed Service Incorporated (all of the foregoing, collectively, the "Services").

All Services or Products are associated with a signed agreement with you accept the terms, conditions and policies described in this Policy, as may be amended from time to time. Each time you purchase a service with a sales representative and/or pay for a Service on the Site, you agree and expressly consent to the following:

GENERALLY
If you are under the age of eighteen (18) you need your parent or guardian to be involved in order to make any payments.
By making payments over the phone or through the Site, you agree that we may communicate with you via email and/or any other available means in connection with any purchase you make.
For certain purchases, we may present you with additional terms before you complete the purchase ("Additional Terms"). The Additional Terms and the terms contained in this Policy will apply to your purchase. In the event there is a conflict between the provisions of this Policy and the Additional Terms, the Additional Terms will control.

PAYMENTS
Third Party Payment Processor:
We use a third parties to process your payments. Touched Be Blessed Service Incorporated uses PayPal, Inc as its Payment Processing Service to offer our buyer (You) the ability to submit payments for services and/or products efficiently and securely. We require that PayPal, Inc take the appropriate organizational and technical measures to protect your personal data and traffic data and to comply with relevant laws. Please review the terms of use and privacy policies of those third parties before providing your banking or payment information.

Payment Type(s) Accepted:
With the use of PayPal, Inc, Touched Be Blessed Service Incorporated accepts all major credit cards, debit cards, as well as alternative payment methods that PayPal, Inc, if you choose to establish a PayPal, Inc account. Please note: Establishing a PayPal, Inc account is not required to complete a Touched Be Blessed Service Incorporated payment transaction for one or more of its services or products.

Confirmation of Charges:
The charges for applicable Services will be confirmed with you before you complete a payment transaction; which will include the total cost due, and taxes if any. You can choose whether or not to accept the total amount due prior to completing the purchase.

Payment Cancellation:
We may refuse or cancel a transaction at any time at our sole discretion, if we believe it violates our Terms of Use or this Payments Policy or to prevent financial loss.

AUTOMATIC RECURRING CHARGES:
If you purchase a service from us on a subscription basis, you agree that this type of Service requires a recurring payment. The recurring charge feature will be automatically enabled. All payments shall be made by the payment method and payment intervals selected by you at the time you initiate the purchase, until you terminate the subscription.

In the event of any errors relating to the pricing or specifications, Touched Be Blessed Service Incorporated shall have the right to refuse or cancel any orders in its sole discretion. If we charged your credit card or other account prior to cancellation, we will issue a credit to your account in the amount of the charge. Additional Terms may apply.

Late Payments:
Effective June 1, 2019; Clients who signed up prior to June 1, 2019 and immediately for all new Clients. All payments are due of the 1st of each month, no later than the 5th of the month. Any payment received after the 5th of the month will be automatically assessed a $10 late fee. Further, Touched Be Blessed Services Incorporated has the right to exercise the terms of the original signed agreement, and cancel a Payment plan. Thus, the unpaid balance of the total cost for services will be due immediately, and no further services will be provided until payment has been received.

Data Usage & Charges:
Using the Services on mobile applications will use some of the data allowance available on the data package to which you have subscribed with your mobile network operator. By using our payment processing service, You understand you are solely responsible for keeping yourself informed and paying for possible roaming and other applicable charges levied by your mobile network operator.

REFUNDS:
Except as provided by law, all purchases are final and non-refundable. All accounts are associated with a signed service agreement which specifies the terms of service(s) or products provided and total amount for the service. If you believe that Touched Be Blessed Service Incorporated has charged you in error, you must contact Touched Be Blessed Service Incorporated within 90 days of such charge. No refunds will be given for any charges more than 90 days old. When you purchase any digital content from Touched Be Blessed Service Incorporated, any right you may have to withdraw from or cancel the purchase will terminate once the digital content has been delivered to you upon your request, and you will not be entitled to claim any refund, except where you believe Touched Be Blessed Service Incorporated has charged you in error. If you use third party services to purchase any of our Services, such purchase is subject to the refund terms of the applicable third party (including with respect to payment terms, refunds, etc.).

Touched Be Blessed Service Incorporated reserves the right to refuse a refund request if it reasonably believes or suspects (i) that you are trying to unfairly exploit this refund policy, for example, by making repetitive refund requests in respect of the same product or feature, or by trying to receive a refund for a non-refundable credit (such as a reward); (ii) that you are in breach of the terms of Policy, the Terms of Use or the Privacy Policy; (iii) that you are using any of our products fraudulently or that your User Account is being used by a third party fraudulently; or (iv) that you purchased your Touched Be Blessed Service Incorporated Credit through a third party service and the terms of such third party do not allow such refund. This refund policy does not affect any of your statutory rights to pursue a claim.

SHARING INFORMATION
We may share details of payment by you and your Personal Information as defined in our Privacy Policy with third parties if required in order to prevent a financial loss to you or us, or to prevent a violation of law.

LEGAL
The general legal terms appearing in Touched Be Blessed Service Incorporated's Terms of Use and Privacy Policy also apply to this Policy.

EU Right to Cancel:
If you are in the EU, you consent to the performance of this Policy for your purchase, and waive any right to cancel provided by the Consumer Rights Directive (2011/83/EU) or similar implementing regulations.

CUSTOMER SERVICE
If you have any questions or requests related to this Policy please contact our support team by sending an email to: support@touchedbeblessed.com